Veronica Studsgaard is the Founder and Chairman of the International Association of Money Transfer Networks (IAMTN). A recognized leader in the cross-border payments industry with over 18 years of experience, she champions financial inclusion and innovation globally.

Alberto Guerra is the CEO of UniTeller Financial Services, a subsidiary of Grupo Financiero Banorte, one of Latin America’s largest financial groups. He led Banorte’s expansion into the U.S. and has since transformed UniTeller into a leading global cross-border payment platform serving FinTechs, financial institutions, and corporations worldwide.

Murtaza is the CEO of JazzCash, Pakistan’s largest digital financial services provider with over 51m customers. JazzCash is a sister concern of the country’s leading digital operator, Jazz, and Mobilink Microfinance Bank. It operates as a subsidiary of VEON Group, a global digital operator serving more than 150 million connectivity customers and around 120 million monthly active digital users across five emerging markets.

Rashed A. Al Ansari is the Group CEO and board member of Al Ansari Financial Services P.J.S.C., a publicly listed company on the Dubai Financial Market. He has also served as CEO of Al Ansari Exchange since 2010, leading the UAE’s largest foreign exchange and remittance company.

Oscar Moreno is Head of International Business Development at UniTeller, where he leads global growth in cross-border and international payment services. With over 27 years of experience in the industry, Oscar has played a pivotal role in expanding UniTeller’s global payment network and building strategic partnerships worldwide.

Murat Kastan is the CEO of UPT, Turkey’s first licensed payment company. With over 19 years of experience in the financial sector, he has led UPT’s transformation into a global payment network with 185 international partners and innovative services like the UPTION Wallet, a multi-currency app designed to meet everyday financial needs.

Sayjil Magan is the Managing Director of Hello Paisa, a global fintech under the Daytona Group, focused on delivering low-cost digital financial services. He leads efforts to provide inclusive remittance, banking, and merchant solutions for underserved migrant and marginalized communities across Africa, the UK, and the Middle East.

Magali Van Bulck is the Founder of Accept My IBAN and leads Wise’s public policy and campaigning efforts across Europe. Since joining Wise in 2016, she has been a strong advocate for transparency in cross-border payments, reducing remittance costs, and expanding access to financial infrastructure for non-banks.

Gene Nigro is the Vice President of Global Business Development at Remitly, the world’s largest digital remittance company. With over two decades of experience in cross-border payments, Gene has held leadership roles at Xoom and Western Union, driving international expansion and playing a key role in Xoom’s IPO and acquisition by PayPal.

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Mr. Osama Al Rahma is Chairman and a founding member of FERG, with over 30 years of experience in the remittance and payments industry. A former CEO of Al Fardan Exchange, he is recognized for his contributions to compliance and AML/CTF standards across the sector.

Priscilla Anowa Hazel is the CEO of Nsano Ltd, leading the company’s expansion and customer-focused strategy across over 30 African markets. With 15+ years of experience in business leadership and fintech, she is known for driving innovation and digital inclusion. Priscilla holds an Executive Fintech Certification from Oxford Saïd Business School, and serves on several boards in Ghana and Côte d'Ivoire, actively supporting cross-border collaboration and humanitarian work.

Sultan Al Mahmoud is the CEO of Instant Cash and Acting CEO of FINTX, the fintech arm of 7X. With over 22 years of experience in payments, digital transformation, and business development, he has led Instant Cash’s global expansion since 2020. Sultan began his remittance career at Wall Street Exchange in 2006 and has held key leadership roles that continue to shape the industry’s innovation and growth.

Juan Seco is the Chief Growth Officer at Mukuru, a next-generation fintech platform delivering affordable financial services across Africa, Asia, and Europe. With 18 years of experience in the fintech space, he leads the expansion of Mukuru’s wallet, card, and digital payment solutions. Prior to Mukuru, Juan held leadership roles at Jumia Kenya and JumiaPay, where he spearheaded product launches and payment innovations across the continent.

Ali Erhat Nalbant is a global fintech entrepreneur and the cofounder of Arf, a Swiss-regulated financial institution transforming global payments with stablecoin-based liquidity and same-day settlement. Arf enables real-time, compliant cross-border treasury flows for licensed financial institutions across the US, UK, EU, UAE, HK, Singapore, and beyond. Ali is also the co-builder of PayFi, a programmable finance infrastructure for creating and managing tokenized financial instruments

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Paul Albano is the General Manager of GCash International, leading global expansion and innovation in digital financial solutions. Under his leadership, GCash Overseas has launched in 16 countries, reaching over 80% of the overseas Filipino diaspora. With nearly 30 years of experience—including 25+ years at Procter & Gamble, where he rose to VP & Head of Sales in the Philippines—Paul is recognized for his leadership and mentorship, most recently honored with the Mansmith Market Mentors Award.

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Martin (Sapi) heads dLocal’s Remittance and Stablecoins Verticals, helping businesses expand into new regions while simplifying and optimizing their financial operations. Covering APAC, EMEA, and LATAM regions, he empowers merchants to unlock opportunities in emerging markets and navigate the evolving world of cross-border payments

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Gabor leads the business development of payment product at Revolut.

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Dmytro Mamzeliev, Senior Director at Visa, leading the engagement of the non-Fis, Processors and Partners for Visa Direct across 87 countries of CEMEA region

In this role Dmytro is looking after partnerships with non-Fis - international money transfer operators, processors, payfacs, MNOs and fintechs.

Before Market Expansion role Dmytro`s was managing Visa Direct Cross-border solutions, including money movement use-cases such as a Remittance, Payouts etc. across all payment rails and networks – Cards, Accounts & Wallets.

Dmytro completed his Ph. D in Economics and Executive MBA program from London school of Business & Finance

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James is Chief Compliance Officer and MLRO at Guavapay a global fintech company headquartered in the City of London, UK. Guavapay’s flagship products MyGuava (B2C) and MyGuava Business (B2B) deliver streamlined, cost-effective payment solutions.

James was previously Managing Director for Payment Services, at Cosegic, a specialist compliance consultancy, providing technical support to clients, specialising in payment services regulation and new firm authorisations. James represents Guavapay as a member of the Payments Association Regulatory Working Group, and was previously a Director of The Association of Professional Compliance Consultants (APCC), where he chaired the FCA Authorisations Liaison Group.

Before becoming a consultant, James spent 23 years as a regulator at the Financial Conduct Authority (FCA). During his time with the FCA, James held a number of significant roles including Authorisations Manager  and PSD2 Accountable Executive. James was also a member of the European Banking Authority working group which developed the information requirements set out in the EBA’s authorisation ‘Guidelines’.

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Mahad Mohamoud Abdillahi is a financial regulation expert with over a decade of experience in developing regulatory frameworks for banks, non-bank financial institutions, and payment service providers. He has extensive expertise in regulatory policy, compliance, and supervisory affairs. Holding a bachelor’s degree in economics and a master’s degree in administrative law, he has built a strong foundation in financial systems, legal frameworks, and regulatory compliance. He currently serves as the Director of the Licensing and Supervision Department at the Central Bank of Somalia.

Musa Itopa JIMOH, Director, Payments System Policy Department at the Central Bank of Nigeria has been instrumental in implementing various payment system initiatives such as the Nigerian Payment System Regulatory Sandbox, Open Banking, Contactless payments, and more. He played a significant role in the Technical Working Committee on the Nigerian Central Bank Digital Currency (eNaira), and led the team that implemented the CBN's Payments System Vision 2025. He has also held the position of Director of Capacity Development Department from November 2023 to December 2024, where he implemented the capacity building strategy
of the Bank

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Andy Jury is the Group CEO of Mukuru, one of the largest money transfer providers in Africa and a leading next generation fintech platform that offers a range of affordable and reliable financial services to the emerging consumer. Under Jury’s guidance, Mukuru has grown its customer base to over 16 million across Africa, Asia and Europe and has accelerated the roll-out of its business to over 50 countries and 500+ remittance corridors, including the launch of Mukuru Pay and an Enterprise Payment Platform enabling business to pay their staff and aid organisations to make bulk payments to beneficiaries. Mukuru strives to bridge the cash and digital divide, enabling its customers to send, store and spend money in an ever more efficient, omnichannel ecosystem.

Ivan Ponomarov has a wealth of experience in the financial services industry, spanning more than 18 years. Currently, Ivan is the Head of Money Movement Solutions for the Central Europe, Middle East, and Africa (CEMEA) region, Vice President. Ivan oversees the commercialization, sales, and solutioning of Money Movement solutions platform across cards, accounts, and wallets for domestic and cross border money movement use cases in over 80 geographies.

Ahmed Aly is the Head of the Middle East, South Asia, and Asia Pacific at MoneyGram, a leading global payments network for consumers, businesses and communities. With over 15 years at MoneyGram, Ahmed has played a pivotal role in transforming the company’s presence across the region, driving innovation, digitization, and sustainable growth while placing customer excellence at the core of the business strategy.

Throughout his tenure, Ahmed has held several leadership roles, including Head of Strategic Partnerships for the AMEAP & CIS region. He was also seconded to MoneyGram’s global headquarters in Dallas, Texas, where he led a strategic project directly under the CEO and CMO to develop future-forward business models for the company.

Prior to joining MoneyGram, Ahmed held key roles at several prominent banks, including the Royal Bank of Scotland (RBS), ABN AMRO, and Mashreq Bank in the UAE, gaining deep experience across retail and corporate banking.

Ahmed holds an MBA from Manchester Business School and a Postgraduate in Leadership Development (PLD) from Harvard Business School. He is an active member of the Harvard alumni network in the GCC and has served as a mentor for MBA students through the MBS mentorship program.

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Aivars is the Chief Technology Officer at Next Generation NGPES. With over 25 years of experience shaping IT landscapes across 7 leading organizations and delivering numerous successful tech initiatives, he isnow one of the key managers,driving force behind NGPES’s pioneering technological solutions. As CTO, he plays an important role in developing NGPES’s innovative new payment ecosystem that seamlessly connects DeFi and traditional finance.What makes his position even more important is the fact that the NGPES is designed to utilize the great potential of their new EURO-pegged stablecoin.

Global executive with +20 years of leadership experience in regulated financial services. Deep insights into the B2B and B2C digital payments landscape with specialisation in remittances gained from working across EMEA for Western Union, WorldRemit and Cauridor.

Cristina Picillo is a member of the Secretariat of the Financial Stability Board (FSB), where she contributes to the G20 Roadmap aimed at enhancing cross-border payments. With over 10 years of experience in international work, Cristina has worked extensively in the areas of payments, financial market infrastructures, data and technological innovation.

She is an expert on international cooperation to support the resilience and stability of the financial system, particularly in the domains of payments and financial markets.

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Ankit- With 16 years of dynamic experience in the realm of cross-border remittance,Ankit has cultivated a deep understanding of the intricacies involved in fostering fruitful partnerships and driving revenue growth across diverse sectors. His expertise spans engagement with banks, exchange houses, telcos, digital players, and fintech, positioning him as a versatile leader capable of navigating multifaceted landscapes.

Shamvil Raza is a computer science engineer by training and a payments industry leader with over a decade of experience shaping the future of financial infrastructure. His career spans deep expertise in domestic acquiring, cross-border payments, underwriting, and orchestration, coupled with building large-scale distribution networks for global companies. At Fuze Finance, Shamvil serves as Director of Sales, where he drives the institutional business, spearheading banking partnerships, cross-border payment flows, and distribution strategies across the region.

Karol Karpinski is a Senior Financial Sector Specialist at the World Bank, where he manages the Remittance Prices Worldwide database. He also works on development of payment systems and financial market infrastructures, providing support to dozens of central banks, financial regulators and other institutions responsible for operation and oversight of payment, clearing and settlement systems. Karol is based in Washington, DC.

Miguel Segoviano leads the Financial Access Survey and serves as Deputy Chief of the Financial Institutions Division in the IMF’s Statistics Department. He heads the teams responsible for designing data frameworks to assess the impact of financial inclusion on key macroeconomic outcomes, under the aegis of the IMF’s mandate to foster inclusive growth.