Veronica Studsgaard is the Founder and Chairman of the International Association of Money Transfer Networks (IAMTN). A recognized leader in the cross-border payments industry with over 18 years of experience, she champions financial inclusion and innovation globally.

Murtaza is the CEO of JazzCash, Pakistan’s largest digital financial services provider with over 51m customers. JazzCash is a sister concern of the country’s leading digital operator, Jazz, and Mobilink Microfinance Bank. It operates as a subsidiary of VEON Group, a global digital operator serving more than 150 million connectivity customers and around 120 million monthly active digital users across five emerging markets.

Oscar Moreno is Head of International Business Development at UniTeller, where he leads global growth in cross-border and international payment services. With over 27 years of experience in the industry, Oscar has played a pivotal role in expanding UniTeller’s global payment network and building strategic partnerships worldwide.

Murat Kastan, CEO of UPT since October 2023, has over 19 years of financial services experience. Since joining UPT in 2019, he has expanded its global partner network to 200 institutions and advanced digital innovation through UPTION Wallet, offering multi-currency services, SEPA access, QR payments, and more.

Aamir Aftab has 24+ years of experience in telecommunications, digital, and financial services. As Chief Product Officer at JazzCash, he leads the development of customer-focused financial solutions. He previously held senior roles at Telenor, delivering transformation programs across Asia. A NUST graduate in Telecommunications, he is recognized for advancing financial inclusion and scaling products that create long-term value.

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Magali Van Bulck is the Founder of Accept My IBAN and leads Wise’s public policy and campaigning efforts across Europe. Since joining Wise in 2016, she has been a strong advocate for transparency in cross-border payments, reducing remittance costs, and expanding access to financial infrastructure for non-banks.

Gene Nigro is the Vice President of Global Business Development at Remitly, the world’s largest digital remittance company. With over two decades of experience in cross-border payments, Gene has held leadership roles at Xoom and Western Union, driving international expansion and playing a key role in Xoom’s IPO and acquisition by PayPal.

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Ali Erhat Nalbant is a global fintech entrepreneur and the cofounder of Arf, a Swiss-regulated financial institution transforming global payments with stablecoin-based liquidity and same-day settlement. Arf enables real-time, compliant cross-border treasury flows for licensed financial institutions across the US, UK, EU, UAE, HK, Singapore, and beyond. Ali is also the co-builder of PayFi, a programmable finance infrastructure for creating and managing tokenized financial instruments

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Martin (Sapi) heads dLocal’s Remittance and Stablecoins Verticals, helping businesses expand into new regions while simplifying and optimizing their financial operations. Covering APAC, EMEA, and LATAM regions, he empowers merchants to unlock opportunities in emerging markets and navigate the evolving world of cross-border payments

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Julie Neogy is a seasoned payments executive with over 15 years of experience across 40+ African markets, specialising in payments strategy, foreign exchange, and market entry. As CEO of The Currency Collective, she brings deep commercial expertise and trusted operator relationships to every engagement.

Andy Jury is the Group CEO of Mukuru, a leading African fintech providing affordable financial services to emerging consumers. Under his leadership, Mukuru has grown to serve over 16 million customers across Africa, Asia and Europe, operating in more than 50 countries and across 500+ remittance corridors. Mukuru’s services bridge the cash and digital divide, helping customers and businesses send, store and spend money efficiently.

Aivars is the Chief Technology Officer at Next Generation NGPES, with over 25 years of experience shaping IT landscapes across seven leading organizations and delivering numerous successful technology initiatives. As one of NGPES’s key managers and driving forces, he plays an important role in developing the company’s pioneering payment ecosystem, designed to seamlessly connect DeFi and traditional finance through the potential of its new EURO-pegged stablecoin.

Ola Oyetayo is the Co-Founder and CEO of Verto. With experience at American Express, Barclays and Lloyds Bank, he founded Verto to simplify cross-border payments for businesses in emerging markets. Under his leadership, Verto was named Fintech of the Year at the 2022 London Fintech Awards. Outside work, Ola enjoys reading and playing golf.

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As Group CEO & Co-Founder of AzamPay, Firas leads a licensed payments platform processing $500M+ TPV annually across Tanzania and Rwanda (holding EMI, PSP, and IMT Hub licenses), with an active partnerships with Visa and other global and regional players along with growing foundations for stablecoin and remittance partners including Nala. Firas also co-founded AzamPesa, Tanzania’s first SIM-independent licensed EMI mobile money rail, now scaling rapidly.

Executive Director and senior fintech leader with over 20 years’ experience supporting regulated financial services businesses through growth, international expansion and regulatory complexity. Having operated at executive and board interface level for global organisations including WorldRemit, Western Union and Cauridor, Karen is particularly effective in helping founder‑led, PE‑backed and VC‑backed fintechs navigate scale‑up risk, regulatory scrutiny, and investor expectation.

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James is the Director for Payment Services at Complyport Limited, one of the UK’s largest owner-managed regulatory compliance consulting firms. Prior to this, James spent 23 years as a regulator at the Financial Conduct Authority (FCA), where he held several high-profile roles, including Payments Authorisations Manager and PSD2 Accountable Executive. James has also held senior in-house roles at payments firms, including Chief Compliance Officer and MLRO.

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Shamvil Raza is a computer science engineer by training and a payments industry leader with over a decade of experience shaping the future of financial infrastructure. His career spans deep expertise in domestic acquiring, cross-border payments, underwriting, and orchestration, coupled with building large-scale distribution networks for global companies. At Fuze Finance, Shamvil serves as Director of Sales, where he drives the institutional business, spearheading banking partnerships, cross-border payment flows, and distribution strategies across the region.

Ainsley Merchant leads the Financial Services (FS) Vertical Growth team at Global Payments (GP). His team ensure GP offer a market-leading proposition and grow in FS verticals, including Money Transfers, Insurance, Payfac and other verticals. With a background in fintech and consulting, Ainsley is close to emerging industry trends, regulations and innovations and regularly engages on these topics with GP customers and the wider FS ecosystem.

Gabriel leads markets and trading at SCRYPT, a Swiss licensed institutional platform for payments, trading, custody and asset management. With a background in banking and 6+ years in crypto, payments and money movement, he works daily with the banks, payment firms and liquidity providers that settle cross-border flows in stablecoins and fiat.

Georges is the founder and CEO of IYU, a cross-border payment platform connecting diasporas from Africa Asia and Latin America with financial services their home countries.

Before launching IYU, he spent 17 years as an M&A banker and strategy consultant, helping financial institutions navigate expansion, crises, regulation, and technology shifts. Today, his passion is “building a more secure, accessible, and transparent borderless world of payments”.

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Gustavo Ruiz is Chairman and Chief Executive Officer of Movantis, a unified infrastructure platform enabling global value movement across high-variance markets. With decades of leadership experience across Latin America, he has built his career at the intersection of payments, banking, and financial services, leading businesses and expansion strategies across some of the region’s most complex and dynamic markets.

Chris Phillips is Director of Financial Crime Industry Engagement at Flagright. With nearly two decades of experience leading AML, sanctions, and financial crime programs, Chris previously served as Director of Anti-Money Laundering Compliance and Senior Vice President at Valley Bank, where he led enterprise AML operations and drove the adoption of AI, machine learning, and automation across financial crime investigations. He is a frequent speaker and published author on AI, transaction monitoring, and the future of financial crime compliance, and holds CAMS-RM, CAFP, and CFCI certifications

Jorge Guerrero is the founder of ARCA Compliance, a compliance technology and advisory firm modernizing AML, sanctions, and financial-crime compliance for financial institutions, money services businesses, and FinTechs.

He leads ARCA Monitor, an AI-assisted platform that integrates transaction monitoring, sanctions screening, risk assessment, KYC, due diligence, investigations, and regulatory reporting.

Jorge is an attorney and Certified Anti-Money Laundering Specialist (CAMS) with experience in money transmission, cross-border payments, BSA/AML, OFAC compliance, and financial-services regulation.

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Sarah Hugo is a Senior Strategic Learning and Knowledge Management Specialist at IFAD’s Financing Facility for Remittances (FFR), where she leads the development and dissemination of strategic knowledge products and oversees learning across the Facility’s global portfolio. She also supports the global campaign for the UN’s International Day of Family Remittances (IDFR). Sarah brings over 15 years of experience in remittances, financial inclusion and diaspora investment, working with public- and private-sector partners. She holds a first-class degree in Economics and a Master’s in Economic Development.

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İlker Sözdinler is a Managing Partner at Oleka Capital and chairs DEIK’s Digital Business Council Fintech Committee.ilker was the Founder and CEO of United Payment. Under his leadership, the company grew in 15 markets and partnered with world-leading fintechs, including Wise and Remitly. Ilker made it to Ekonomist’s “Top 40 CEOs under 40” list seven years in a row. He completed the company's exit to Türkiye İş Bankası in 2025.

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Prior to joining NIUM, Spencer held various leadership positions in British Airways over the course of a decade. Wherein, he experienced working and living in several markets including UK, Taiwan, Malaysia, Switzerland, Israel and Turkey. He furthered his career in travel payments with almost two decades at Lufthansa’s AirPlus International where he led teams in sales, marketing, processing, operations, customer services – culminating in a stint as Managing Director of AirPlus International GmbH based out of their headquarters in Frankfurt Germany. He joined Nium directly from Ixaris Group Ltd where he was Chairman at the time of the acquisition. 

Spencer holds a bachelor’s degree in Geography from the University of Newcastle Upon Tyne, is a qualified CIMA Management Accountant and certified GTD Coach.

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Elbruz Yılmaz is a global fintech operator, investor, and company builder with over 20 years of experience across payments, digital assets, and venture capital. He currently serves as Chief Strategic Partnerships Officer at Arf, leading strategic partnerships, capital relationships, and market visibility for the Swiss-regulated liquidity and settlement infrastructure company.Elbruz has held senior operating roles at some of the leading names in payments and crypto: as Managing Director at Bitpanda, one of Europe's largest crypto and digital asset platforms; as SVP of Vertical Growth at Paysafe, driving growth strategy across key verticals including stablecoins and crypto; and in senior roles at Skrill, one of the pioneers of digital wallets and cross-border payments.He has also advised Coinbase on go-to-market strategy, bringing his cross-border payments and crypto expertise to one of the world's largest digital asset exchanges. On the investment side, Elbruz brings a venture capital background through his work with 3TS Capital, giving him a dual lens as both operator and investor across the fintech and digital assets landscape. He has advised and served on the boards of multiple companies across payments and digital assets, and maintains an extensive network spanning fintech, payments, and financial infrastructure globally. He is a recognized voice in stablecoins, cross-border liquidity, and the evolving PayFi landscape, regularly contributing to industry conversations on the future of global payments infrastructure.Based in Vienna, Austria.

Fernando Lozano Vazquez has worked at the FATF Secretariat since 2024, where he coordinates the work on payment transparency, and initiatives on information sharing and virtual assets, including Travel Rule in VA payments. Before joining the FATF, Fernando served as a compliance officer at the European Investment Bank and SWIFT, specializing in fintech and overseas development. He holds degrees in Law and Political Science, and a Master's in International Conflict and Security.